Auto Insurance Quotes in Glendale CA - [Mom Prepared] (2025)

Auto insurance is a necessary expense for any family, especially for those with multiple drivers in the household. In Glendale, CA, the cost of auto insurance can vary depending on factors such as age, driving history, and the type of coverage needed. As a husband and wife raising children of various driving ages, we have had to navigate the world of auto insurance to ensure that our family is properly protected on the road.

Our family consists of myself, my wife, and our three children, who range in age from 16 to 21. We own four vehicles, each with its own unique insurance needs. Our oldest son drives a 2018 Toyota Camry, our daughter drives a 2015 Honda Civic, our youngest son drives a 2010 Ford Focus, and my wife drives a 2019 Subaru Outback. Each vehicle requires different levels of coverage, which can impact our monthly insurance payments.

For our son’s Toyota Camry, we have opted for full coverage insurance, including liability, collision, and comprehensive coverage. This comprehensive coverage ensures that our son is protected in the event of an accident, regardless of fault. However, this level of coverage comes at a cost, and we pay approximately $200 per month for insurance on the Camry.

Our daughter’s Honda Civic is also covered with full coverage insurance, as she is an inexperienced driver and more prone to accidents. This vehicle costs us around $180 per month to insure, as we want to make sure she is fully protected on the road.

Our youngest son’s Ford Focus is covered with liability insurance only, as it is an older vehicle with a lower value. This type of coverage is less expensive, and we pay around $100 per month to insure the Focus.

Finally, my wife’s Subaru Outback is also covered with full coverage insurance, as it is our newest and most valuable vehicle. We pay approximately $250 per month to insure the Outback, as we want to make sure she is fully protected in the event of an accident.

As a family with multiple drivers, we have had our fair share of driving infractions that have impacted our auto insurance rates. Our oldest son was recently involved in a fender bender that was deemed his fault, which caused our insurance rates to increase by $50 per month. Our daughter received a speeding ticket for going 15 miles over the speed limit, which raised our rates by $75 per month. Our youngest son was involved in an at-fault accident, which caused our rates to increase by $100 per month. My wife received a ticket for running a red light, which raised our rates by $50 per month. These infractions serve as a reminder of the importance of safe driving practices and the impact they can have on our insurance rates.

When it comes to auto insurance in Glendale, CA, there are a few common questions that families may have. Here are 12 frequently asked questions about auto insurance in our locale, along with the answers:

1. What is the minimum auto insurance coverage required in Glendale, CA?

In Glendale, CA, drivers are required to carry a minimum of $15,000 in bodily injury liability coverage per person, $30,000 in bodily injury liability coverage per accident, and $5,000 in property damage liability coverage.

2. What factors can affect my auto insurance rates in Glendale, CA?

Factors that can affect your auto insurance rates in Glendale, CA include your age, driving record, the type of vehicle you drive, and the level of coverage you choose.

3. Are there any discounts available for auto insurance in Glendale, CA?

Yes, there are several discounts available for auto insurance in Glendale, CA, including multi-policy discounts, safe driver discounts, and good student discounts.

4. Can I add my teenage driver to my auto insurance policy in Glendale, CA?

Yes, you can add your teenage driver to your auto insurance policy in Glendale, CA. However, adding a teenage driver may increase your rates due to their lack of driving experience.

5. What should I do if I am involved in an accident in Glendale, CA?

If you are involved in an accident in Glendale, CA, you should exchange insurance information with the other driver, take photos of the scene, and contact your insurance company to file a claim.

6. Is uninsured motorist coverage required in Glendale, CA?

While uninsured motorist coverage is not required in Glendale, CA, it is highly recommended to protect yourself in the event of an accident with an uninsured or underinsured driver.

7. How can I lower my auto insurance rates in Glendale, CA?

To lower your auto insurance rates in Glendale, CA, you can take advantage of discounts, maintain a clean driving record, and compare quotes from multiple insurance companies.

8. Can I choose my own auto insurance deductible in Glendale, CA?

Yes, you can choose your own auto insurance deductible in Glendale, CA. A higher deductible typically results in lower monthly premiums, but you will pay more out of pocket in the event of a claim.

9. Is rental car coverage necessary in Glendale, CA?

Rental car coverage is not required in Glendale, CA, but it can be beneficial if you rely on your vehicle for daily transportation and need a rental car while your vehicle is being repaired.

10. What is the average cost of auto insurance in Glendale, CA?

The average cost of auto insurance in Glendale, CA varies depending on factors such as age, driving history, and the type of coverage needed. On average, drivers in Glendale can expect to pay around $1,500 per year for auto insurance.

11. Can I cancel my auto insurance policy at any time in Glendale, CA?

Yes, you can cancel your auto insurance policy at any time in Glendale, CA. However, you may be subject to a cancellation fee, and it is important to have a new policy in place before canceling your current one.

12. How can I find the best auto insurance rates in Glendale, CA?

To find the best auto insurance rates in Glendale, CA, it is recommended to compare quotes from multiple insurance companies, take advantage of discounts, and work with an independent insurance agent who can help you find the right coverage for your needs.